I wish I could shrink my payments

While watching Star Wars, Finn listened to this commercial about "shrinking your payments" for car insurance....

Finn: I wish I could shrink my payments

Finn: What does "payments" mean?

Mom: Money you owe someone

Finn: I wish I could shrink my payments

Mom: Who do you owe money to?

Finn: To you for all the toys you buys me, I owe you money for all those toys

Finn pays very close attention to all commercials